Twenty Ways to Save Money
- Pay Yourself First
- Collect Coins
- Bank Your Refunds
- Pay off a Loan and put the payment in a saving account
- Break Costly Habits
- Increase Investment Yields
- Join an Employer's Credit Union
- Buy U.S. Savings Bond
- Take Advantage of Payroll Deduction Plans
- Participate in an Employer's Thrift Plan
- Overwithhold Income Taxes (however, you wont earn any interest)
- Join Christmas and vacation clubs
- Bank a Windfall
- Try Crash Savings - this is when you save every penny you can for 2 months, and then return to your normal savings routine.
- Fund IRAs One Week At a Time - If you save $38.36 a week for a year, you will save over $2000 in one year.
- Participate in a 401(k) plan
- Analyze Family Expenses
- Save "Extra" Paychecks - depending on how you get paid (biweekly, weekly, etc.) you will recieve extra paychecks (ie. if you are paid biweekly, some months you will get paid three times.)
- Set Goals