Investor Risk Tolerance Quiz
Take the quiz, and keep track of how money points you get!!
1. I plan on using the money I'm investing...
After 7 years or more. - 4 points
between 3 and 6 years. - 3 points
within the next 3 years. - 2 points
within the next 6 months. - 1 points
2. What percentage of my investable assets (not including home) does this investment represent_
Less than 25%. - 4 points
Between 25-50%. - 3 points
Between 50-75%. - 2 points
Greater than 75%. - 1 points
3. How do you expect your income will grow over the next 5 years_ "My income will...
...grow quickly. - 4 points
...grow ahead of inflation. - 3 points
...grow slowly or not at all. - 2 points
...go down. - 1 points
4. Do you have emergency savings_
Yes. - 4 points
Yes, but less than I'd like. - 3 points
No. - 1 point
5. I would feel comfortable risking ___% of my investable money if the chance of doubling was ___%.
...10% and 10%.- 4 points
...25% and 25%. - 3 points
...50% and 50%. - 2 points
...0% and 0%. - 1 points
6. Have you ever invested in individual stocks or stock mutual funds before_
Yes, and I was comfortable with it - 4 points
No, but I look forward to it. - 3 points
Yes, but I was uneasy with it. - 2 points
No, and I don't want to. - 1 points
7. What do you want your money to do for you_
Grow as fast as possible; current income not importan. - 4 points
Grow faster than inflation; produce some income. - 3 points
Grow slowly and provide a nice income. - 2 points
Preserve principle, no matter what. - 1 points
You are done taking the test, the next step is to add up your score.
How risk tolerant are you_ 4=Very conservative; 8=Conservative; 12=Moderate; 16=Above Average;
20=Aggressive; 24 or more=Very Aggressive
Quiz adapted from Lifestyle Magazine, July 1996
